Approach
Serving clients nationwide
Optimize your financial and investment strategies with Wealth IQ's modern, technology-driven approach, providing smarter, personalized solutions for all your financial needs.
Financial Planning & Wealth Management for Corporate Executives & Cross-Border Canadians
Whether you are a high-achieving corporate executive with limited time to manage what you have built, or a Canadian living in the U.S. or considering the move while navigating assets on both sides of the border, Wealth IQ delivers holistic, tax-efficient financial planning built around your life. And because how you think about money matters as much as how you manage it, we bring a behavioral finance lens to everything we do.
Holistic Financial Planning
Our Comprehensive and holistic approach helps you design a financial roadmap that balances your life aspirations with your financial needs.
Investment Management
Portfolio Management tailored to your needs. Choose either a fully managed, comprehensive solution or a DIY-friendly approach with expert guidance.
Canada/US Cross Border Planning
For Canadians living in or moving to the U.S., we help you consolidate and navigate your finances across borders, ensuring seamless transitions, optimized tax strategies, and a cohesive global plan.
Specialized Consultations
When you need an expert perspective, our on-demand consultations offer tailored financial insights, whether you're seeking a second opinion on your plan or customized strategies for your business.
Affiliations:
.png)
Planning-Centric Guidance
Your financial journey is unique, and so is our approach. We place meticulous financial planning at the core of every strategy, ensuring your plan is tailored to your goals, not a one-size-fits-all solution.
.png)
Unwavering Fiduciary Commitment
Transparency matters. Our fee-only structure means no commissions, no hidden referral fees, just unbiased, client-first advice focused solely on your success.
.png)
Expert Collaboration, No Barriers
No asset minimums. No exclusivity. We act as your financial quarterback, seamlessly coordinating with tax and legal professionals to ensure a holistic, well-integrated financial plan.
.png)
Guided by Behavioral Finance
Investing isn't just about numbers. It's about mindset and discipline. By incorporating behavioral finance principles, we help you stay on track, avoid emotional decision-making, and build lasting financial confidence.
Our Process
A Comprehensive, Client-Focused Approach to Financial Success: From In-Depth Analysis to Tailored Strategies That Help You Achieve Your Goals
Introductory Meeting
Connect, discuss your financial background and priorities, and finalize our partnership.
Data Collection & Integration
Securely gather your financial information and integrate it into our planning software for a complete view.
Regular Reviews & Strategic Guidance
Engage in regular deep dives covering various Financial Planning / Investment Management/Cross-Border topics.
Receive actionable recommendations and set clear short- and long-term priorities.
Engagement Closure & Transition
At the end of our term, choose to continue our partnership or confidently take over your Financial Plan.
Our Services
Transform Your Financial Journey with Wealth IQ
Explore pricing options below to find the right fit for you, from Financial Planning to Specialized Consultations. Click on each block to learn more.
If you're a DIY investor, check out that option under Investment Management.
Financial Planning
Financial planning is not a one-time event. It's an evolving process that adapts as your life changes. At Wealth IQ, we integrate every aspect of your financial life into a cohesive, dynamic plan.
Tax Prep & Filing is also available through our trusted CPA partners.
Our process typically covers:
Global Net Worth Review
Cashflow & Savings Analysis
Money Psychology Insights
Tax Planning & Optimization
Combining Finances as a Couple
Education Funding Solutions
Investment Management Review
Estate Planning & Legacy
Retirement & Sabbatical Planning
Insurance & Risk Management
Equity Compensation Optimization
Employer Benefits Maximization
$3.5K
- Starting from $3,500 per engagement
Fees vary based on plan time and complexity
One-Time Assessment or Ongoing Planning available
Investment Management
Lean on us to build an investment strategy that reflects your risk tolerance, time horizon, and goals using time-tested strategies.
Tax Prep & Filing is also available through our trusted CPA partners.
Choose between Comprehensive Investment Management or DIY Investor Support.
Comprehensive Investment Management
Full-service portfolio oversight.
Services include:
Investment Accounts Review
Risk Tolerance Assessment
Investment Policy Statement
Asset Allocation & Model Portfolio
Portfolio Execution, Monitoring & Rebalancing
Tax-efficient Diversification & Tax-loss harvesting
AUM based:
$0 - $1,000,000
0.65%
$1,000,001 - $5,000,000
0.65%
$5,000,001 - $10,000,000
0.45%
$10,000,001 +
0.45%
DIY Investor Support
Lean on us to build an investment strategy that reflects your risk tolerance, time horizon, and goals using time-tested strategies. Choose between Comprehensive Investment Management or DIY Investor Support.
We educate, you execute.
Investment Accounts Review
Risk Tolerance Assessment
Investment Policy Statement
Asset Allocation & Model Portfolio
Portfolio Execution, Monitoring & Rebalancing
Tax-efficient Diversification & Tax-loss harvesting
Pricing: Starting from $1,500 per engagement depending on level of complexity and number of investment accounts.
Cross-border advisory
We understand the complexities of managing a life split between the U.S. and Canada.
Tax Prep & Filing is also available through our trusted CPA partners.
Our process covers these cross-border areas:
Pre-departure Tax Planning
Financial set up in the U.S.
Cross-border investment strategy
Transition Planning from U.S. to Canada
Cross-Border Estate Planning
Managing Real Estate in Canada while in the U.S.
Tax Planning as a Canadian in the U.S.
FX strategy
Choosing Employer Benefits in the U.S. as a Canadian
Specialized Consultations
Get advice on specific financial topics.Our services include:
Tax Prep & Filing is also available through our trusted CPA partners.
Financial Advisor / Plan Evaluations: – Get a second opinion on your current financial strategy
Business Owners & Entrepreneurs – Strategic planning, tax efficiency, and cash flow optimization.
Resources
Empowering You With Trusted Resources
Discover practical tips, expert analysis, and real-world strategies to help you make confident decisions, protect your hard-earned wealth, and achieve the financial future you envision.
Financial strategies for Canadians moving to the U.S.
So, you're making the big move from Canada to the U.S. How exciting! Read Article
Cashflow mastery: The ultimate hack to financial freedom
Ever wonder where your money disappears each month? Read Article
Our investment philosophy: a smarter approach to wealth building
Investing can often feel like trying to predict the future. Read Article
FAQs
Guided by Expertise, Driven by Success
Why do I need a Financial Planner?
While you can learn a lot about personal finance on your own, the sheer volume of available information can be overwhelming, and not all of it applies to your unique situation. At Wealth IQ, we simplify complex financial topics and focus on what matters most to you. A professional financial planner can help you when you:
- Lack the time or expertise to craft and manage a comprehensive financial plan or investment strategy.
- Feel overwhelmed by financial information and uncertain how it applies to your life.
- Are new to the U.S. and still learning the ins and outs of the American financial system.
- Need a trusted accountability partner to help you stick to your financial goals.
- Experience stress or procrastination when managing your finances.
- Would appreciate a second opinion on your financial strategy.
What makes Wealth IQ different from traditional Wealth Management firms?
We offer a boutique, hyper-personalized approach to financial planning. Here’s what sets us apart:
- No Asset Minimums: We believe financial planning should be accessible to everyone.
- Fee-Only Service: Our advice is independent. We never receive commissions, sell products, or earn referral fees.
- Behavioral Finance: We understand that money is personal. Our planning integrates behavioral insights to support you in making decisions that align with your goals.
- Innovative Tools: We use cutting-edge technology to enhance our financial planning process, ensuring you have a clear, comprehensive strategy.
What makes a Financial Planning engagement more complicated?
Every financial situation is unique. Factors that may add complexity to your plan include:
- Planning for a family versus planning for an individual.
- Being a business owner.
- Owning financial assets or having obligations outside the United States.
- Managing multiple banking or investment accounts.
- Being in a higher income tax bracket.
- Owning real estate properties.
I need Financial Planning, but I cannot afford to pay for your services. What should I do?
Thanks to technology, Financial Planning & Wealth Management is lot more accessible and affordable than it used to be. However, it can still fill out of reach for many. It is a complicated industry. If you KNOW you need financial planning, are willing to put in your own time and DO-IT yourself, but you simply know you cannot afford it. I want to help you; I will gladly spend an hour with you to give you some direction. Book time with me here
Get to Know Me
Hi, I'm Aditi. I started Wealth IQ because I kept seeing the same gaps in financial advice for two groups of people who really needed better support.
The first group is Canadians. Whether you're making the move to the U.S. or you've already been living here for years while still holding assets, accounts, or family ties back in Canada, the cross-border financial picture is genuinely complicated. Most advisors only know one side of the border. I know both. My family's move and the experience of managing assets across multiple countries, alongside my father's deeply disciplined approach to financial planning, gave me an early appreciation for how much complexity gets layered onto financial decisions when your life doesn't fit neatly inside one country's borders and how rarely people get advice that accounts for all of it.
The second group is corporate executives. I was one. I understand what it feels like to work incredibly hard to accumulate wealth and still not have the time or bandwidth to manage it in a way that actually builds long-term financial security. Proper tax planning, holistic investment strategies, equity compensation, and employer benefits add up to a lot on the table, and so little of it gets optimized without a dedicated plan.
I bring 17 years of financial services experience to this work, including building a digital investing platform at a major bank and advising C-suite leaders at General Electric on growth strategy and financial risk. I hold an MBA from the University of Chicago Booth School of Business and carry both the CFA and CFP designations.
Outside the office, I love to travel and consider myself an explorer at heart. Whether I'm discovering a new city, trying a new restaurant, or diving into a great book, I bring the same curiosity and intentionality to everything I do, including helping clients figure out what a truly rich life looks like for them.
Book a CallTool
Our Technology Team
Our robust technology stack enables us to remain nimble while providing a solid client experience.
